Hours, Overtime & Paycheck Calculators

Short answer: ToolVaultly’s work hours and pay calculators follow the path of a real paycheque: total your hours with the hours and time card calculators, convert them to decimal for payroll, apply overtime rules and the current US overtime tax deduction, estimate the paycheck itself, and track the PTO you have earned. The set is US-focused, free, and runs in your browser — the hours and wages you enter are never uploaded or stored anywhere.

Payroll questions come in a chain: how many hours did I actually work, what is that in decimal, how much of it is overtime, what does the overtime tax break save me, and what lands in my account? Each calculator below handles one link in that chain and shows its working, so you can follow a week from timesheet to paycheck and spot where a number changed.

The tools are built around US conventions — decimal hours for payroll systems, time-and-a-half overtime, and the federal overtime deduction in force for 2025–2028 — and they are free for employees checking a stub, managers sanity-checking a rota, and small businesses without payroll software.

Which work or pay calculator do you need?

Start where your question starts. Totalling a shift or a week: the hours calculator for a single span, the time card calculator for a full timesheet with breaks, or the weekly hours calculator for a Monday-to-Sunday view. Payroll needs decimals — the hours to decimal calculator converts both ways. Overtime questions go to the overtime tax calculator for the current deduction and savings. For the final number, the paycheck calculator estimates take-home pay, and the PTO calculator tracks accrued time off.

Hours & Timesheets

Total a shift, a day or a whole week — with breaks handled properly and decimals ready for payroll.

Hours Calculator

Hours between two times, add/subtract, minutes to decimal.

Hours to Decimal Calculator

Time to decimal hours for payroll — both directions, pay estimate.

Weekly Hours Calculator

Mon–Sun timesheet — lunch deductions, overtime split, pay estimate.

Time Card Calculator

Weekly clock in/out with lunch breaks and overtime pay.

Overtime, Pay & PTO

Overtime rules and tax, estimated take-home pay, and the paid time off you have actually earned.

Overtime Tax Calculator

No-tax-on-overtime deduction & savings — 2025–2028 law.

Overtime Statistics 2026

US overtime & work-hour statistics from the BLS — free to cite.

Paycheck Calculator

Take-home pay after 2026 federal, FICA and state tax.

PTO Calculator

Annual PTO and accrual projection.

Frequently asked questions

How do I convert hours and minutes to decimal for payroll?

Payroll systems want 7 hours 30 minutes as 7.5. The hours to decimal calculator converts in both directions and shows a rounding table, so your timesheet matches what payroll expects.

What is the difference between the hours calculator and the time card calculator?

The hours calculator totals one span of time — a shift, a project session. The time card calculator handles a full timesheet: multiple days, unpaid breaks and an overtime split, like the card you hand to payroll.

How does the overtime tax deduction work?

Under current US rules, the premium half of time-and-a-half overtime pay can be deducted from taxable income for 2025–2028, within limits. The overtime tax calculator applies the rules to your numbers and shows the estimated saving — it is an estimate, not tax advice.

Are these calculators only for the US?

The hours and time-card tools work anywhere — time is time. The paycheck and overtime tax tools use US federal conventions, so treat their outputs as US estimates.

Is my pay information private?

Yes. Everything runs in your browser; the hours, wages and dates you enter never leave your device and are not stored.

Explore other categories

Date & Time Calculators → Finance & Money Calculators → Office & Productivity Tools →

Work Hours & Pay Calculators